We're not the bank. We're not the FX desk. TWELVE is the advisor businesses call when they need to find the right banking partners for their money, wherever in the world it needs to go.
Our clients come to us when their banking setup starts slowing them down — when the spreadsheet of currencies gets too long, when a new market needs opening, or when nobody in the team is sure which bank to call next.
Series B–D companies expanding across 3+ countries and tired of spending six months on every bank account.
Principals who need discretion, speed, and a partner who actually knows the private banking landscape.
Import/export, SaaS, commodities — teams paying too much in spreads and waiting too long for settlement.
New finance leaders who opened the banking drawer and found 12 accounts, 6 providers, and no system.
Every engagement starts the same way — understanding your business. What we recommend is always yours to choose.
We assess 43 banking partners against your geography, volume, and risk appetite — then introduce you to the ones that fit. You open the accounts. We stand alongside you.
We negotiate with FX desks on your behalf, benchmark the rates they offer, and help you pick the right provider — whether that's a tier-1 bank, a broker, or a fintech.
We help you design how your entities, accounts, and signatories fit together — so that when your CFO or investors ask, there's a clean answer on one page.
A senior advisor on call — for a new market, a sudden liquidity, a tricky KYC, or simply to check that your setup still makes sense a year on.
We hold no licence to move your money, and no product to push. What we do hold is years of relationships across the global banking network — and the independence to tell you the truth about each one.
A conversation — in person or over a call — about what your business does and where it's headed.
Your current setup against our network. We tell you what's working and what isn't — in plain English.
Direct to the right desks at the right banks, with the context already prepared on your behalf.
Through onboarding, negotiation, and every awkward KYC document — until the relationship is live.
These are median results our clients achieve after 90 days with the banking partners we help them choose. Your results will depend on where you start.
A conversation about your business — where you operate, how money moves today, and what isn't working.
We shortlist the banking partners that actually fit — with transparent pros, cons, and pricing for each.
We open doors directly to the right desks. We prepare your paperwork. We attend the calls alongside you.
One phone number. One senior partner. Still there next year when a new country or deal comes up.
Our partners have over 10 years of cultivated banking relationships — across tier-one institutions, private banks, challengers, and licensed e-money houses — now on the end of a phone call for our clients.
When we doubled into four new countries, TWELVE knew exactly which banks to call first. They walked us in, sat through every onboarding, and still pick up the phone when we need them a year later.
Thirty minutes with a senior TWELVE advisor, no obligation. We'll tell you honestly whether we can help — and if we can't, we'll tell you who might.
